FUNDS AVAILABILITY POLICY 

 

 

Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit.  Funds from electronic direct deposits will be available on the day we receive the deposit.  In some cases, we may delay your ability to withdraw funds beyond the first business day.  Then the funds will generally be available by the 2nd business day after the day of the deposit.

 

 


NOTICE: FDIC INSURANCE COVERAGE NOTICE NOTICE: BY FEDERAL LAW, as of 01/01/2013, funds in a noninterest bearing transaction account will no longer receive unlimited deposit insurance coverage, but will be FDIC insured to the legal maximum of $250,000 for each ownership category. FDIC INSURANCE COVERAGE NOTICE In connection with FDIC Insurance Coverage, the following institutions are considered one institution: The Potter State Bank of Potter Potter, Nebraska Kimball State Bank, A Branch of The Potter State Bank of Potter Kimball, Nebraska Any deposits that you may have at the locations above are grouped together under like ownership for FDIC Deposit Insurance coverage. This means that all your deposits are grouped together under one FDIC Deposit Insurance coverage limit.