THE POTTER STA TE BANK OF POTTER

SUPPLEMENTAL SERVICE CHARGES

ON DEPOSIT ACCOUNTS

(Effective 01-01-2011)

Return Check Charge

$25.00

Overdraft Charge

$25.00

An overdraft fee applies to overdraft by check, in person withdrawal,

ATM withdrawal or other electronic means as applicable.

Continuous Overdraft Charge

$25.00

After 7 business days a notice will be sent

advising you of the continuing overdraft.

Your account will be charged every seven

business days until payment has been made.

Stop Payment Orders

$20.00 each

Verbal stop payment orders are honored for

14 days. Stop payment orders signed at the

bank are good for 6 months.

Return Check Handling Fee

A $5.00 handling fee will be made when a check which you had deposited or cashed, is returned.

Account Research (Research fee)

$10.00 per hour ($10.00 minimum)

Copies of Account Research

Related Items (Copy Fee) $1.00 per copy

Garnishments/Tax Levies

$25.00 Each

Undeliverable Address Fee

Accounts without activity for one year or more that

have an undeliverable address, will be assessed a

$7.50 annual maintenance fee.