SUPPLEMENTAL SERVICE CHARGES

THE POTTER STA TE BANK OF POTTER

SUPPLEMENTAL SERVICE CHARGES

ON DEPOSIT ACCOUNTS

(Effective 01-01-2011)

Return Check Charge

$25.00

Overdraft Charge

$25.00

An overdraft fee applies to overdraft by check, in person withdrawal,

ATM withdrawal or other electronic means as applicable.

Continuous Overdraft Charge

$25.00

After 7 business days a notice will be sent

advising you of the continuing overdraft.

Your account will be charged every seven

business days until payment has been made.

Stop Payment Orders

$20.00 each

Verbal stop payment orders are honored for

14 days. Stop payment orders signed at the

bank are good for 6 months.

Return Check Handling Fee

A $5.00 handling fee will be made when a check which you had deposited or cashed, is returned.

Account Research (Research fee)

$10.00 per hour ($10.00 minimum)

Copies of Account Research

Related Items (Copy Fee) $1.00 per copy

Garnishments/Tax Levies

$25.00 Each

Undeliverable Address Fee

Accounts without activity for one year or more that

have an undeliverable address, will be assessed a

$7.50 annual maintenance fee.

 


NOTICE: FDIC INSURANCE COVERAGE NOTICE NOTICE: BY FEDERAL LAW, as of 01/01/2013, funds in a noninterest bearing transaction account will no longer receive unlimited deposit insurance coverage, but will be FDIC insured to the legal maximum of $250,000 for each ownership category. FDIC INSURANCE COVERAGE NOTICE In connection with FDIC Insurance Coverage, the following institutions are considered one institution: The Potter State Bank of Potter Potter, Nebraska Kimball State Bank, A Branch of The Potter State Bank of Potter Kimball, Nebraska Any deposits that you may have at the locations above are grouped together under like ownership for FDIC Deposit Insurance coverage. This means that all your deposits are grouped together under one FDIC Deposit Insurance coverage limit.