NOTICE: FDIC INSURANCE COVERAGE NOTICE NOTICE: BY FEDERAL LAW, as of 01/01/2013, funds in a noninterest bearing transaction account will no longer receive unlimited deposit insurance coverage, but will be FDIC insured to the legal maximum of $250,000 for each ownership category. FDIC INSURANCE COVERAGE NOTICE In connection with FDIC Insurance Coverage, the following institutions are considered one institution: The Potter State Bank of Potter Potter, Nebraska Kimball State Bank, A Branch of The Potter State Bank of Potter Kimball, Nebraska Any deposits that you may have at the locations above are grouped together under like ownership for FDIC Deposit Insurance coverage. This means that all your deposits are grouped together under one FDIC Deposit Insurance coverage limit.